I thought it might be useful to remind members of our access criteria as this features in most of the questions I'm asked on the forums. These are the terms given to us by insurers to ensure the scheme works for them and as many of you as possible. Most of these are based on the insurers' risk assessment and claims experience.

Driver Age
This is the main factor that affects whether we can offer a quote. Remember we can insure all the cars in your household, not just the car that inspi